Your Legacy Financial, Inc.
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We Are More Than Just Lenders

At Heart of Lending, we're not here to mislead you or keep you guessing throughout your journey to homeownership. Instead, we value each loan as an opportunity to teach you about the process, so you are better prepared to make the most of every purchase.
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We See You For You

Unlike those big box lenders who prefer to turn and burn homebuyers, at Heart of Lending we see every client as an individual with unique needs and we custom tailor our services to meet those needs. To us, you're not just "some other buyer", you’re a neighbor with a dream of homeownership and we are committed to making that dream a reality for you.
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Old School Values With A New Approach

When it comes to the biggest financial investment of your life, you can’t afford to work with anyone that doesn’t stand for honesty and integrity. However, competence is also crucial. At Heart Of Lending, we bring all three to the table along with a suite of modern tools we use to get every client the best deal based on their specific situation. ​

Honesty and Integrity

You need to work with a lender who values these 2 qualities. You need a lender on your side who is willing to teach you along the way.  At Heart of Lending, education is at the forefront of our approach because we believe that the more you know, the better prepared you will be to buy or re-finance again when you’re ready. 
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How Much Home Can You Afford?

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When purchasing a home, your budget will be the largest factor in progressing to the next phase in your life. We will help break down everything from your credit score to your income and show you exactly how much home you can afford based on today’s rates. Don’t fall in love with a home you can’t afford or settle for less, simply fill out an application and we will get started to calculate your individual budget.



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DRE 02037215 / NMLS 1634412
RE Broker -
California Department of Real Estate

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Photos used under Creative Commons from gdsteam, Spencer Means, rawpixel.com, yourbestdigs
  • Home
  • About
  • Contact
  • Blog
  • Testimonials
  • Social Media